Plan Today. Prosper Tomorrow.
PrajaSeva's Wealth Advisory tool helps you project your future corpus, understand the impact of inflation, and receive AI-driven recommendations for government-backed investment schemes.
Start Your Financial PlanAchieve Your Financial Goals in 3 Steps
1. Define Your Goals
Enter your current age, savings, monthly investment amount, and your target retirement age.
2. Get AI Projections
Our platform projects your future wealth, showing a year-by-year breakdown of your corpus growth.
3. Receive Recommendations
Based on your risk tolerance, our AI suggests a mix of suitable investment schemes to help you reach your goals.
Investment & Planning FAQs
What is a good monthly investment amount?
This depends entirely on your income, expenses, and financial goals. A common rule of thumb is the 50/30/20 rule, where you allocate 20% of your post-tax income towards savings and investments. Our tool helps you see the long-term impact of different monthly amounts.
What does "risk tolerance" mean?
Risk tolerance is your ability and willingness to withstand potential losses in your investment portfolio. "High" tolerance might mean you're comfortable with more volatile investments like equity for potentially higher returns, while "Low" tolerance means you prefer safer, government-backed options like PPF or bonds.
Why is inflation-adjusted corpus important?
The value of money decreases over time due to inflation. A projected corpus of ₹1 crore in 20 years will not have the same purchasing power as ₹1 crore today. The inflation-adjusted corpus shows you the "real" value of your future savings in today's terms, giving you a much more realistic financial picture.