Terms and Conditions

Last Updated: August 16, 2025

1. Agreement to Terms

By creating an account and using the PrajaSeva platform ("Services"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you may not use our Services.

2. Description of Service

PrajaSeva is a digital platform that uses proprietary Machine Learning (ML) models to provide users with personalized recommendations and advisory services related to Indian government schemes, tax planning, and wealth management. The information provided is for informational and advisory purposes only and should not be considered as legal or financial advice.

3. User Accounts

To access our Services, you must register for an account. You agree to provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

4. User Responsibilities

  • You are solely responsible for the accuracy of the data you provide (e.g., income, age, dependents). The quality and accuracy of our recommendations depend on the quality of your input.
  • You agree not to use the Service for any unlawful purpose or in any way that interrupts, damages, or impairs the service.
  • You are responsible for making your own financial decisions. PrajaSeva acts as an informational tool, and you should consult with a qualified financial advisor before making any significant financial decisions.

5. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. While we strive to provide accurate information, we make no warranty that the recommendations provided will be complete, accurate, reliable, or suitable for your specific needs. Government schemes and tax laws are subject to change, and we do not guarantee that our information will always be up-to-date.

6. Limitation of Liability

In no event shall PrajaSeva, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

7. Intellectual Property

The Service and its original content (excluding data provided by users), features, and functionality are and will remain the exclusive property of PrajaSeva and its licensors.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms and Conditions on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about these Terms, please contact us at:

PrajaSeva Support
Email: prajaseva.ai@gmail.com